An HSA, or health savings account, is a unique tax-advantage account that you can use to pay for current or future healthcare expenses. With an HSA, you'll have:

  • A tax-advantaged savings account that you use to pay for eligible medical expenses as well as deductibles, co-insurance, prescriptions, vision and dental care.
  • Unused funds that will roll over year to year. There's no "use it or lose it" penalty.
  • Potential to build more savings through investing. You can choose from a variety of HSA self-directed investment options with no minimum balance required.
  • Additional retirement savings. After age 65, funds can be withdrawn for any purpose without penalty.