Financial Aid Offer

When determining the overall offer you will receive, our Financial Aid team reviews your eligibility for all types of financial aid.

Financial aid packages are awarded in this order:

  1. Pell Grant - The Pell Grant is awarded to students who meet the federal criteria as determined by SAI levels.
  2. Supplemental Educational Opportunity Grant (SEOG) - The SEOG is awarded to Pell Grant eligible students with an EFC between 0 - 2,000. Funds are limited.
  3. Michigan Competitive Scholarship/Tuition Grant (STATE) - The state award is administered through the State of Michigan for Michigan residents only. The amount is determined by a formula that takes into consideration other gift aid and parent/student contribution. Funding is limited.
  4. Kettering University Opportunity Grant (KUOG) - The amount is determined by an institutional formula. Grant amounts are based on program funding, and priority is given to students whose FAFSA is received by May 1. Subsequent awards may be available later in the year as funding permits.
  5. Michigan Achievement Scholarship (MAS) – MAS is administered through the State of Michigan for Michigan residents only. In order to be considered for this award, you must have graduated as part of the high school Class of 2023 or 2024 with a FAFSA SAI of $30,000 or below. The amount is determined by a formula that takes into consideration other gift aid.
  6. Federal Work Study (FWS) - Kettering University offers a maximum of $2,400 per academic year to students who demonstrate need.
  7. Federal Loans - Federal loans are awarded last. Students are offered subsidized or unsubsidized loans in amounts based on need, dependency status (dependent or independent) and by year in college.

If you are awarded a Kettering Merit or Endowed scholarship, it will be included as part of your total financial aid offer.

When you receive an outside scholarship, our office is required to reevaluate your financial aid offer and account for the additional resource. This may result in the reduction of other aid, including need-based aid.