MEDICAL / DENTAL / VISION
Who is eligible to participate: Medical, dental and vision coverage is available to full-time employees and eligible family members, including
- Your legal spouse;
- Your eligible children through the end of the calendar year in which they turn 26.
If you have any questions concerning the eligibility of your dependents, contact Human Resources at ext. 9891.
COBRA – Health Coverage Options if Leaving the University
For information about Consolidated Omnibus Budget Reconciliation Act (COBRA), refer to the 2012 Benefits Summary http://www.kettering.edu/downloads/2012-benefit-summary
MEDICAL
The University’s medical coverage provides you with financial protection against the high cost of treating a serious illness or medical condition. Prescription coverage is included under each of the health plans Kettering also provides coverage for preventive services, including annual physicals and well child care. Options include:
- Blue Care Network—Healthy Blue Living HMO (highlight Blue Care Network and provide link to http://www.mibcn.com/index.shtml)
- HealthPlus—HMO with High Deductible Health Plan with Health Savings Account (HSA Plan) (highlight HealthPlus and provide link to http://www.healthplus.org/home.html)
- HealthPlus— Healthy Solutions HMO (highlight HealthPlus and provide link to http://www.healthplus.org/home.html)
- Blue Cross Blue Shield—Community Blue PPO (highlight Blue Cross Blue Shield and provide link to http://www.bcbsm.com/index.shtml)
For more information, refer to the 2012 Benefits Summary http://www.kettering.edu/downloads/2012-benefit-summary
Medical Benefits Comparison Chart http://www.kettering.edu/downloads/2012-medical-plan-comparison-chart
Benefits Pricing Worksheet http://www.kettering.edu/downloads/benefit-pricing-worksheet
FLEXIBLE SPENDING ACCOUNT
Flexible Spending Accounts let you set aside money from your paycheck before federal, state or city income taxes or Social Security taxes are deducted to pay for qualified medical or dependent care expenses. Reimbursement for qualified expenses is tax-free. Your flexible spending account administration is provided by Benefits Concepts. (highlight Benefits Concepts and provide link to http://www.benefitconcepts.com/services-fsa-hra-administration.htm)
For more information, refer to the 2012 Benefits Summary http://www.kettering.edu/downloads/2012-benefit-summary
DENTAL
Dental coverage helps with the cost of routine dental care and major services for you and your family. Your dental coverage is provided by Delta Dental. (highlight Delta Dental and provide link to http://deltadentalmi.com/PublicWeb/appmanager/portal/desktop)
For more information, refer to the 2012 Benefits Summary http://www.kettering.edu/downloads/2012-benefit-summary
Benefits Pricing Worksheet http://www.kettering.edu/downloads/benefit-pricing-worksheet
VISION
Your vision program, provided by National Vision Administrators, NVA, includes coverage for your exams and corrective lenses (eye glasses or contacts). (highlight NVA and provide link to https://www.e-nva.com/nva/content/home/home.jsf)
For more information, refer to the 2012 Benefits Summary http://www.kettering.edu/downloads/2012-benefit-summary
Benefits Pricing Worksheet http://www.kettering.edu/downloads/benefit-pricing-worksheet
